Charlottesville Belmont Homes For Sale

 

Belmont Charlottesville homes for sale, coming soon Belmont Charlottesville real estate, and luxury Belmont Lofts Charlottesville

The Belmont neighborhood of Charlottesville is one of two hip places to live in the city of Charlottesville (the Woolen Mills neighborhood being the 2nd).

Belmont is NOT known for its luxury homes. But for its older, shabby-chic homes.

Belmont is located southeast of the historic Downtown Mall neighborhood, divided by C&O’s railroad tracks and a bridge. The Belmont neighborhood of Charlottesville sits in its little world.

In the mid-nineties, it underwent beautification with the City adding newly paved crosswalks, landscape trees, and planters throughout the downtown.

Though still a bit of a slum, it got young people and some of the best local artists’ attention, and they began moving here in droves.

Here is an interesting new article:

The 50-by-120-foot lots of Belmont became a template for the rest of the city.

The Belmont neighborhood is full of up-and-coming musicians and artists and the nightlife is lively.

The world-famous Tom Tom Festival holds its annual Belmont Block party celebrating the community spirit with music, food, and amazing street art.

Belmont is home to four of the tastiest restaurants in Charlottesville: The Southern Crescent, Mas, Tavola, The Local, and Lampo.

Click here for an excellent article on Dining in Belmont by the Charlottesville Guide.

The circa 1915 Belmont Park offers 360-degree panoramic views of Charlottesville and the Blue Bridge Mountains.

Belmont has its own on-off ramp to I-64 onto Monticello Ave for an easy commute east and west.

12 years ago one could purchase a 3 bedroom, 2 bath 1940s home for $225,000. Today it’s almost double.

The Charlottesville Belmont real estate market is prime for investors since the majority of Belmont rents are more than enough to cover an investor’s loan.

But! Everyone knows this already…

But be more careful if you are using a hard money loan.

First-time homebuyers are still able to purchase most Belmont Charlottesville homes for sale using an FHA loan for 2025, the FHA floor was set at $524,225 for single-family home loans with 3.5% down. This minimum lending amount covers most U.S. counties. The FHA ceiling represents the maximum loan amount and is illustrated in the table below.

There are still numerous Charlottesville Belmont homes that will eventually come on the market and will need to be renovated but you NEED to be quick!!!!

So, Let’s flip Charlottesville Belmont real estate…

Belmont Lofts Charlottesville For Sale

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The Luxurious Belmont Lofts Charlottesville Offer the Finest Views of the Historic Downtown Mall and Thomas Jefferson’s Monticello

Recently Sold Belmont Lofts

Belmont Lofts are hip, contemporary condos with flair and fine architectural details located steps away from the historic Downtown Mall.

Features include 12′ ceilings, a modern, open floor plan with large windows and doors, and a rooftop terrace with 360 views of the Downtown Mall to Jefferson’s Monticello.

Located in trendy the Charlottesville Belmont neighborhood in a secluded city setting with loads of green space, a private outdoor patio framed by mature plantings and appointed with updated stainless steel appliances, quartz countertops, and a free-standing enamel gas fireplace.

The Belmont Lofts offers secure, indoor parking and another parking space in the private outside parking lot for a second vehicle.

Belmont Lofts is an oasis in the heart of Charlottesville and just minutes away from downtown, restaurants, and shopping.

Called Lofts, These are Actually Charlottesville Luxury Condos.

The 42 Belmont Lofts are located in the historic Belmont Charlottesville neighborhood near the C&O train tracks.

The architect’s goal was to evoke an old warehouse feeling and then add native trees to turn it into a zen-like setting.

Belmont Lofts Charlottesville was developed in 2004 and sits on 3 park-like acres.

BRW Architects designed them and Martin Horn built them.

Belmont Lofts for sale vary from studios with one full bath to luxurious two-story penthouses (3 beds/3.5 baths) with rooftop terraces.

Note – The rooftop terraces are 880 sq ft.

Since Jan 2024, 8 Belmont Lofts have been sold (0 in 2025).

The median price was $675,000.

Design – Contemporary flair with many fine architectural details, 11′ ceilings, a modern & open floor plan with huge windows and doors, many built-ins, and great storage.

Note – The penthouse condos overlook Monticello and the historic Charlottesville downtown. At night it is very romantic.

Belmont Condos & Townhomes For Sale

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Discover Affordable Belmont Charlottesville Homes for Sale

As Toby Beavers, a savvy Charlottesville real estate agent with 22 years of experience and one of the best realtors for Belmont Charlottesville homes, I’ve had the privilege of guiding countless clients through the dynamic real estate market of Charlottesville, Virginia. With over 100 homes sold and exclusively five-star reviews on platforms like Zillow, my passion for this city’s history, culture, and diverse neighborhoods drives every transaction. Among the many areas I serve, the Belmont neighborhood Charlottesville homes stand out for their eclectic charm, historic significance, and proximity to the booming Downtown Mall. Whether you’re searching for Homes for sale in Belmont Charlottesville, exploring Belmont Charlottesville real estate, or seeking affordable homes in Belmont Charlottesville, this 4000-word article will provide a comprehensive guide to the neighborhood’s history, property types, market trends, amenities, schools, and lifestyle. Optimized for keywords like Belmont Charlottesville property listings, new listings in Belmont Charlottesville, and Belmont Lofts Charlottesville, this article draws on my expertise and the latest data to help you find your dream home in Belmont.

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The Allure of Belmont

Nestled just southeast of Charlottesville’s Historic Downtown Mall, the Belmont neighborhood Charlottesville homes offer a vibrant blend of historic charm, modern revitalization, and urban accessibility. Spanning approximately 0.5 square miles in the 22902 zip code, Belmont is home to about 4,520 residents and 2,590 jobs, making it a bustling yet close-knit community. As one of the best realtors for Belmont Charlottesville real estate, I’ve watched this neighborhood transform from a historically overlooked area into a culinary and cultural hotspot, attracting young professionals, families, and investors alike.

Belmont Charlottesville property listings include a diverse range of homes, from historic homes for sale in Belmont Charlottesville built in the 1920s to modern townhomes and condos like Belmont Lofts Charlottesville. With a median home price of $495,000 in September 2024, according to Movoto, Belmont is 1% more expensive than the national average but offers value in a competitive market where Albemarle County’s median reached $541,058 in Q1 2025 (Charlottesville Area Association of REALTORS®). The neighborhood’s rolling topography affords stunning views of Carter Mountain and the Blue Ridge Mountains, enhancing the appeal of Charlottesville VA Belmont houses for sale.

Belmont’s revitalization, fueled by its proximity to downtown (0.75 miles) and landmarks like the Ix Art Park, has made new listings in Belmont Charlottesville highly sought-after. The neighborhood’s eclectic mix of single-family homes, townhomes, and multi-family units, combined with its walkability (Walk Score of 64), makes it ideal for those seeking a vibrant, community-driven lifestyle. As a 22-year realtor, I leverage the Charlottesville MLS and platforms like Belmont Charlottesville VA Zillow to connect clients with properties that match their needs, whether they’re after affordable homes in Belmont Charlottesville or luxury renovations.

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A Historical Perspective on Belmont

As an amateur historian and one of the best realtors for Belmont Charlottesville homes, I find Belmont’s history deeply tied to Charlottesville’s evolution. Originally a farm estate owned by John M. Carr, nephew of Thomas Jefferson’s friend Dabney Carr, Belmont was established in the early 19th century. The iconic Belmont Mansion, built around 1820 in the Classic Revival style, remains a centerpiece, now converted into luxury apartments. By the late 1800s, Belmont transitioned from agricultural land to a residential neighborhood, with historic homes for sale in Belmont Charlottesville reflecting Federal, Victorian, and Craftsman styles.

The 20th century saw Belmont become a working-class enclave, with modest cottages and bungalows built for factory workers and railroad employees. The neighborhood’s proximity to the C&O Railroad and downtown made it a practical choice for residents. However, by the mid-20th century, Belmont was overlooked in favor of newer suburbs. The 2000s marked a turning point, with gentrification and investments like the Ix Art Park and Belmont Lofts Charlottesville sparking a renaissance. Today, Belmont Charlottesville real estate thrives, with new listings in Belmont Charlottesville reflecting both historic charm and modern updates.

The neighborhood’s zoning changes, effective in 2023, allow for up to three dwelling units per lot under the R-A designation, boosting investment potential. For example, a duplex was listed at 708 Belmont Ave. for $450,000 in 2024 attracted investors due to its rezoning potential for a triplex. This evolution underscores why Charlottesville Belmont real estate is a smart choice for buyers seeking growth and value.

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Belmont Homes for Sale: Property Types and Features

As a savvy real estate agent, I’ve helped clients navigate the diverse Belmont Charlottesville property listings, from cozy cottages to upscale townhomes. Homes for sale in Belmont Charlottesville cater to a range of budgets and lifestyles, with prices starting at $300,000 for fixer-uppers and reaching $900,000 for renovated estates. Below, I’ll detail the main property types, features, and recent sales to showcase the appeal of Charlottesville VA Belmont houses for sale.

Single-Family Homes

• Historic Cottages and Bungalows: Built in the 1920s–1950s, these 1,000–1,800-square-foot homes feature hardwood floors, wraparound porches, and original millwork. A 3-bedroom, 2-bath cottage at 1012 Druid Ave., listed for $425,000 in 2024, sold in 12 days, boasting a new roof (2019) and a flat backyard. These historic homes for sale in Belmont Charlottesville appeal to preservationists and first-time buyers.
• Renovated Mid-Century Homes: Updated ranches and Cape Cods (1,500–2,500 sq. ft.) offer modern amenities like granite countertops, stainless appliances, and open-concept layouts. I sold a 4-bedroom, 3-bath home at 709 Belmont Ave. for $650,000 in 2023, featuring a finished basement and Carter Mountain views.
• New Construction: Recent builds, like a 3-bedroom, 2.5-bath home at 802 Nassau St. listed for $750,000, include energy-efficient systems, quartz islands, and rooftop terraces. These homes attract UVA professionals seeking turnkey properties.

Townhomes and Condos

• Belmont Village Townhomes: Located at Monticello and Quarry Roads, these 27 three-level townhomes, built in 2015 with Phase II under construction, range from $400,000 to $550,000. A 4-bedroom, 3.5-bath end unit I sold for $525,000 in 2024 featured hardwood floors and a fenced patio. Their proximity to I-64 and downtown enhances their appeal.
• Belmont Lofts Charlottesville: This warehouse-style condo community, built in 2008, offers 42 units (800–2,200 sq. ft.) priced from $500,000 to $900,000. I listed a 3-bedroom, 3-bath penthouse for $850,000 in 2023, with a rooftop terrace and Monticello views. Belmont Lofts Charlottesville attract urbanites with their award-winning design and three-acre park.

Multi-Family and Investment Properties

• Duplexes and Triplexes: Zoning changes have made multi-family units a hotspot. A 3-unit property at 706 Belmont Ave., sold for $600,000 in 2024, included a furnished cottage and two leased apartments, generating $3,500/month. These properties are ideal for investors targeting UVA students.
• Development Lots: Flat lots with R-A zoning, like one at 710 Hinton Ave. listed for $350,000, are approved for 6-unit apartment buildings, offering mountain views and downtown access.

Features of Belmont Homes

• Interior Upgrades: Granite countertops, stainless appliances, hardwood or LVP flooring, and smart home systems (e.g., Schlage key code locks).
• Outdoor Spaces: Fenced yards, wraparound porches, new decks (often built post-2019), and off-street parking, critical in a walkable area.
• Views and Privacy: Elevated lots with Carter Mountain or Blue Ridge views, as seen in homes on Druid Hill.
• Investment Potential: Average rents of $1,800–$2,400/month for 2–3-bedroom units, driven by UVA’s 25,000+ students.

Recent Sales

In September 2024, Belmont had 19 active listings with a median price of $495,000, down 35% per square foot from September 2023, making it a buyer’s market. A 4-bedroom, 3-bath townhome at 805 Nassau St. sold for $525,000 in 2024, featuring vaulted ceilings and a remodeled kitchen, in just 8 days. Another property, a 3-bedroom cottage at 1014 Hinton Ave., sold for $450,000 after 28 days, reflecting the appeal of affordable homes in Belmont Charlottesville with homes receiving 2 offers on average. Belmont Charlottesville VA Zillow data shows 11 active listings in May 2025.

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Market Trends and Investment Potential

The Belmont Charlottesville real estate market is dynamic, with new listings in Belmont Charlottesville reflecting a balanced market. In Q1 2025, Albemarle County reported 327 active listings and a 2.9 months-of-supply ratio, while Charlottesville had 86 listings with a median condo price of $475,000. Belmont’s median of $495,000 and 60-day median market time (unchanged from 2023) indicate steady demand, though price-per-square-foot declines suggest opportunities for buyers.

Buyer Profile

• First-Time Buyers: Affordable homes in Belmont Charlottesville ($300,000–$450,000) attract young professionals and families, like a 2-bedroom bungalow that sold for $375,000.
• Investors: Multi-family units and lots with rezoning potential, like a $600,000 triplex, yield 5–7% returns, driven by student rentals.
• UVA Professionals: Faculty and medical staff seek renovated homes or Belmont Lofts Charlottesville for proximity to UVA (1.5 miles).
• Preservationists: Historic homes for sale in Belmont Charlottesville appeal to buyers valuing original architecture, often eligible for tax credits.

Investment Advantages

• Affordability: Belmont’s median ($495,000) is below Albemarle’s ($541,058), offering value in a premium market.
• Rental Demand: Average rents of $2,300/month for a 3-bedroom home, with 54% of Belmont homes rented, per Long & Foster.
• Rezoning Potential: R-A zoning allows up to three units per lot, as seen in a $350,000 lot approved for a 6-unit building.
• Appreciation: Despite a 35% price-per-square-foot drop, Belmont’s proximity to downtown and UVA ensures long-term growth.

As one of the best realtors for Charlottesville Belmont real estate, I advise buyers to act now, as declining prices and growing inventory (25 homes listed in October 2024) favor negotiations. Sellers benefit from low market times and multiple offers, especially for updated properties.

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Amenities and Lifestyle in Belmont

Living in Belmont neighborhood Charlottesville homes is about embracing a vibrant, walkable lifestyle with access to Charlottesville’s best attractions. Key amenities include:

• Ix Art Park: A cultural hub with murals, modernist seating, and events like art fairs, steps from Belmont Lofts Charlottesville.
• Dining and Entertainment: Culinary hotspots like Lampo (Neapolitan pizza), Brazos Tacos, and Hogwaller Brewing, all within a 5-minute walk. The neighborhood’s 12 nearby vineyards, part of the Monticello Wine Trail, add to its appeal.
• Parks and Recreation: Meade Park (0.2 miles) offers a pool and playground, while the Rivanna Trail provides hiking and biking along the Rivanna River.
• Community Events: Belmont’s eclectic vibe fosters festivals, farmers’ markets, and live music at Ix Business Park’s retail spaces.

Belmont’s moderate walkability (Walk Score of 64) supports strolls to downtown (15–20 minutes) or Belmont’s restaurants, though a car is recommended for most errands. Public transit, including UVA bus lines and the free trolley, connects residents to UVA and the Downtown Mall. The neighborhood’s proximity to I-64 (1 mile) ensures quick access to Richmond (60 miles) and Charlottesville-Albemarle Airport (10 miles).

Belmont is a culinary and cultural hotspot, with independent restaurants and creative spaces like the Ix Art Park drawing residents and visitors. Its safety, with a crime score of 4/10 (average for U.S. neighborhoods), is bolstered by UVA’s security patrols and community engagement. Whether you’re enjoying a coffee at JBird or hiking the Rivanna Trail, Belmont Charlottesville real estate offers a lifestyle that’s both dynamic and welcoming.

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Schools Serving Belmont

As a 22-year realtor, I know schools are a priority for families considering Homes for sale in Belmont Charlottesville. Belmont is served by Charlottesville City Public Schools, known for their quality and diversity. Below are the key schools, based on GreatSchools ratings:

• Clark Elementary School (Grades PK–4, 0.8 miles, 6/10): Offers a strong arts-integrated curriculum and a 12:1 student-teacher ratio.
• Walker Upper Elementary School (Grades 5–6, 1.2 miles, 5/10): Focuses on STEM and extracurriculars like choir and robotics.
• Buford Middle School (Grades 7–8, 1.5 miles, 6/10): Provides advanced coursework and sports programs.
• Charlottesville High School (Grades 9–12, 2 miles, 7/10, A- on Niche): Known for AP courses, athletics, and a 11:1 student-teacher ratio.

Private options include:

• The Covenant School (Grades PK–12, 3 miles, unrated): A Christian school with a 100% college acceptance rate.
• St. Anne’s-Belfield School (Grades PK–12, 2.5 miles, unrated): A prestigious school with global curricula and competitive athletics.

Belmont’s proximity to Clark Elementary and Charlottesville High makes Charlottesville VA Belmont houses for sale attractive for families, while UVA’s presence appeals to faculty with school-age children.

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Why Choose Belmont? Insights from a Top Realtor

As one of the best realtors for Belmont Charlottesville homes, I believe Belmont offers unmatched value and versatility:

1. Affordability and Value: Affordable homes in Belmont Charlottesville ($300,000–$450,000) provide entry-level access to a premium market, with renovated homes offering luxury at $600,000–$900,000.
2. Proximity to Downtown and UVA: Just 0.75 miles from the Downtown Mall and 1.5 miles from UVA, Belmont suits professionals, students, and academics.
3. Investment Potential: Rezoning and rental demand make Belmont Charlottesville real estate ideal for investors, with multi-family units yielding strong returns.
4. Historic Charm: Historic homes for sale in Belmont Charlottesville offer unique architecture and tax incentives for preservation.
5. Vibrant Lifestyle: From Ix Art Park to Lampo’s pizza, Belmont’s cultural and culinary scene is unmatched, enhanced by Belmont Lofts Charlottesville’ urban appeal.

Challenges include a competitive market, with only 9–19 listings at a time, and the need for updates in some older homes. My 25 years of renovation experience help clients assess fixer-uppers, like a $350,000 cottage with rezoning potential, ensuring they maximize value.

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Navigating the Belmont Market with Toby Beavers

My 22 years as a Charlottesville realtor equip me to guide clients through the Belmont Charlottesville real estate market with confidence. My process is tailored to your goals:

1. Consultation: I assess your needs, whether you’re seeking affordable homes in Belmont Charlottesville, a historic gem, or an investment property like Belmont Lofts Charlottesville.
2. MLS and Zillow Analysis: Using real-time MLS data and Belmont Charlottesville VA Zillow, I provide pricing trends, as seen in a $525,000 townhome sale, ensuring competitive offers.
3. Property Tours: My famous four-hour tour showcases Belmont’s highlights, from Ix Art Park to Carter Mountain views, with virtual options for remote buyers.
4. Negotiation and Closing: My negotiation skills secure favorable terms, with seamless closing support.

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The Broader Charlottesville Market

In Q1 2025, Albemarle County recorded 262 sales with a median price of $541,058, up 3% from 2024, and 327 active listings, a 28% increase. Charlottesville’s 86 listings and $475,000 median condo price reflect a balanced market. Belmont’s affordability, with a $495,000 median, and proximity to UVA and downtown position it for continued growth, making Homes for sale in Belmont Charlottesville a smart investment.

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Conclusion

The Belmont neighborhood Charlottesville homes offer a unique blend of historic charm, modern convenience, and investment potential. As Toby Beavers, a savvy 22-year real estate agent and one of the best realtors for Belmont Charlottesville real estate, I’ve seen how Homes for sale in Belmont Charlottesville captivate buyers with their diverse styles, from historic homes for sale in Belmont Charlottesville to modern Belmont Lofts Charlottesville. With affordable homes in Belmont Charlottesville starting at $300,000, rezoning opportunities, and a vibrant lifestyle centered around Ix Art Park and downtown, Belmont is a top choice for first-time buyers, investors, and UVA professionals. New listings in Belmont Charlottesville move quickly, with homes averaging 60 days on the market, so now is the time to explore Charlottesville VA Belmont houses for sale.

Contact me at www.tobybeaversrealtor.com or 434-327-2999 to find your dream home in Belmont, where history meets opportunity in the heart of Charlottesville.

Location – The northernmost area of Belmont Charlottesville off Douglas St.

Directions: From Downtown Charlottesville, go over the Belmont Bridge, go left on Graves St, then left onto Douglas St into the neighborhood.

My thoughts – Belmont Lofts Charlottesville is what you are looking for if you want to live in Belmont and can afford a marvelous, safe condo.

I give Belmont Lofts an 8 out of 10. Why not a 10? No amenities and very close to the C&O rail depot.

Toby Beavers, one of the best realtors for Belmont Charlottesville homes since 2003, can be reached by phone or text at 434-327-2999