Charlottesville Luxury Homes For Sale

View Luxury Houses in Charlottesville, Virginia

Charlottesville is home to many of the finest historic houses in America but to numerous farms, luxury townhomes, and luxury condos.

The Stuart features 3 bedrooms, 2 & 1/2 baths, an open concept with main level living. The vaulted ceilings in the living room and master bedroom yield fantastic views.  Inside you will find many custom features like hotel style vanities, zero entry master shower, and built ins.  There is a large, covered porch on the back of the house.  The garage has extra storage opportunities.  Come build your dream home with real hardwood floors, Pella windows, KitchenAid appliances, quartz counters, modern efficiency and much more all included.  Pictures are from a Stuart plans previously built. $1,131,850 Active


3 Beds 2.5 Baths 2,100 SqFt 8.520 Acres

Privately located on a quiet cul de sac in western Albemarle. Entertain in finished terrace level with large rec room and full bathroom. 4 car garage with amazing ADU too - perfect for in-laws or nanny!! Close to walking trails featuring green space in back for maximum privacy. This home features luxury vinyl flooring throughout the main level and new LV in all bedrooms.  Newly painted interior sparkles in the natural light. Main level features a home office, and open floor plan with great room, gourmet kitchen and vaulted dining space. Gourmet kitchen features expansive granite island with seating for a crowd, painted cabinets, stone backsplash and upgraded stainless appliances.  Walk in pantry with solid shelves features a sliding barn door.  One level living with expansive primary suite featuring ensuite bathroom with tiled walk in shower, double vanity and space for a stacked washer and dryer.  Walk in closet too! Upstairs 4 bedrooms including one with ensuite bathroom each features large closets. Finished walk out basement with rec room and full bath offers extra expansion potential. Dependency above garage is a full apartment with kitchen, living room bedroom and full bathroom! So much space you must see! $1,175,000 Active

668 JONNA ST CROZET, Virginia

6 Beds 5.5 Baths 5,836 SqFt 0.460 Acres

Rare opportunity for a brand new home in the heart of Keswick, on a tranquil, wooded homesite. The Mechum features a light-filled, open-concept kitchen, great room, dining room, walk-in pantry, mud room, dedicated study, 4 bedrooms, luxurious owner's suite. 2-car garage included. 3rd Floor Finished Loft with wooded views included. Quality features throughout including 2x6 exterior walls, R-19 insulation, custom Mahogany front door, wood shelving throughout, 15 SEER HVAC with separate zones for each floor. Want to make a change to the plans? On staff draftsman can adjust the plans to make the home just right for each buyer. Photos of previously built home. New Construction with no construction loan needed-- with deposit Builder will fund the build so that purchaser may obtain the same type of loan as if they bought a resale.  Builder offers a streamlined process to make planning your move easy with a known move-in date upfront. $1,195,900 Active


4 Beds 4.5 Baths 3,136 SqFt 9.400 Acres

There are plenty of Charlottesville luxury homes NOT located in developed neighborhoods with HOA fees, so it all depends on where and how you would like to live in Charlottesville…

I have chosen my favorite Charlottesville luxury neighborhoods to write about. All are in the surrounding Albemarle County except the Rugby neighborhood in Charlottesville.

You can see them on the sidebar to your right in alphabetical order.

Most have HOA fees, covenants, and restrictions to keep the neighborhood as designed.

My favorite Charlottesville luxury neighborhoods (in alphabetical order) are Blandemar Farm Estates, Bundoran Farm, Colthurst Farm, Ednam Forest (for its location), Farmington, Glenmore, Inglecress, Keswick Estate, Old Trail, Rosemont, and the Rugby neighborhood (in the City of Charlottesville).

Buying a Luxury Home: Considerations and Strategies

Purchasing a luxury home is a significant investment that requires careful consideration and strategic planning. Luxury homes are characterized by their premium location, high-end finishes, and exclusive amenities. This article explores the key factors to consider when buying a luxury home and offers strategies to ensure a successful purchase.

Location and Amenities

One of the most critical aspects of buying a luxury home is its location. Luxury homes are often situated in prestigious neighborhoods, offering privacy, security, and access to high-end amenities such as golf courses, country clubs, and upscale shopping districts. When evaluating potential properties, consider the neighborhood’s reputation, proximity to essential services, and potential for appreciation.

Financing and Budgeting

Luxury homes come with a hefty price tag, making financing a crucial consideration. Buyers should assess their financial situation and determine their budget before beginning their search. Jumbo mortgages, which exceed the conforming loan limits set by Fannie Mae and Freddie Mac, are common for luxury home purchases. These loans often require a higher down payment and more stringent qualification criteria. Buyers should also factor in additional costs such as property taxes, insurance, maintenance, and utilities.

Working with a Specialized Real Estate Agent

Engaging the services of a real estate agent who specializes in luxury properties can be invaluable. These agents have extensive knowledge of the luxury market, access to exclusive listings, and a network of contacts that can facilitate the buying process. They can provide insights into market trends, negotiate on behalf of the buyer, and offer guidance throughout the transaction.

Due Diligence and Inspections

Before making an offer on a luxury home, buyers should conduct thorough due diligence. This includes reviewing property disclosures, obtaining a comprehensive home inspection, and investigating any potential zoning or permit issues. For high-end properties, buyers may also consider hiring specialists to assess the condition of unique features such as swimming pools, home automation systems, or custom finishes.

Customization and Personalization

Luxury homes often offer the opportunity for customization and personalization. Buyers should consider their lifestyle preferences and long-term goals when evaluating properties. Some may prioritize features such as a home theater, wine cellar, or outdoor entertaining spaces. Others may value the potential for future renovations or expansions. Working with an architect or designer can help buyers visualize the possibilities and make informed decisions.


Buying a luxury home is a complex process that requires careful planning, financial preparedness, and the guidance of experienced professionals. By considering factors such as location, financing, due diligence, and customization, buyers can make informed decisions and acquire the luxury property of their dreams. With the right strategy and support, buying a luxury home can be a rewarding and fulfilling experience.

Toby Beavers – Charlottesville Luxury Realtor & Buyers Agent

25 Years of Expertise and Exceptional Charlottesville VA Luxury Real Estate Guidance

As I steer you through the Charlottesville luxury real estate buying experience, I’ll make it enjoyable and fun! Yes, fun and enjoyable. After 20 years of endless driving, I know every nook and cranny of the Charlottesville luxury real estate market. I also know what’s going on…And who are the BEST builders? I had to learn this as a house renovator for over 40 years. One wrong buy and you can lose big time. You get my 25 years of feedback and advice. Allow me to be your Charlottesville luxury realtor & teach you what I have l learned.