Put as little as 0% down when you close on your dream home.

You’ve been saving what feels like forever, and we’re here to help you keep as much of that hard-earned money in your pocket as possible.

Through the Chenoa FHA program, you can get an FHA first mortgage with a forgivable or repayable second mortgage that can be used towards your down payment and closing costs.

Charlottesville Homes Program Options

  • Forgivable option
    Forgivable 2nd mortgage with no monthly payment
    Purchase of a primary residence 1-2 units
    Conforming and high balance loan amounts
    A first-time homebuyer is not required
    Homebuyer education may be required
  • Repayable option
    A 10-year term w/ interest rate 2% above 1st mortgage rate
    Purchase of a primary residence 1-2 units
    Conforming and high balance loan amounts
    High Balance 3.5% DPA permitted
    A first-time homebuyer is not required
    Homebuyer education may be required

Ask me who is offering this great program!

Always use a savvy Charlottesville realtor (since 2003) and get the correct comps when you decide to make an offer on any Charlottesville homes.

Toby Beavers Charlottesville Realtor

TobyBeaversRealtor.com

434-327-2999