Put as little as 0% down when you close on your dream home.

You’ve been saving what feels like forever, and we’re here to help you keep as much of that hard-earned money in your pocket as possible.

Through the Chenoa FHA program, you can get an FHA first mortgage with a forgivable or repayable second mortgage that can be used towards your down payment and closing costs.

Charlottesville Homes Program Options

Forgivable option
Forgivable 2nd mortgage with no monthly payment
Purchase of a primary residence 1-2 units
Conforming and high balance loan amounts
First time homebuyer not required
Homebuyer education may be required

Repayable option
10 year term w/ interest rate 2% above 1st mortgage rate
Purchase of a primary residence 1-2 units
Conforming and high balance loan amounts
High Balance 3.5% DPA permitted
First time homebuyer not required
Homebuyer education may be required

Ask me who is offering this great program!

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